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Location
Singapore
Member since
2024
Writes about
Artificial Intelligence Security Payments Retail banking Sustainable Start ups Financial inclusion Markets

Kaustuv's blog archive

2024 (10)
Kaustuv Ghosh

Kaustuv Ghosh

Founder at Nxtgen Payment Infra. Prometheus Labs.
Message Message me Posts: 10 Comments: 5
Bio Nxtgen Payment Infra builds paymnt infra for the future. Prometheus Labs focuses on non-fintech areas. Career History I built Opnfi, a SaaS platform for Pay By Bank. Prior to that, I founded one of the earliest crypto companies in Singapore(SendX on Stellar) and was SVP product for Matchmove, a MasterCard prepaid issuer and licensed remitter. Previously with NDTV(lots of digital firsts), Sybase 365(now part of SAP) as first India country manager and head of sales for AI as well as payments, NETS(AVP, Prepaid). Sinar Mas(SVP Mobile Commerce) and Orga(acquired by Redknee).

Blogs

Artificial Intelligence and Financial Services

AI and Emerging Risks to Banking and Financial Services in ASEAN and other frontline markets

16 Jul 2024

Introduction This blog is based on an article co-authored along with Matthew Lamons, CEO of The Intelligence Factory and is an edited version of the same article. As a matter of introduction and context, we work closely together to enable strategic decisioning and risk mitigation through AI. We felt that the current global risk situation requ

Asia Financial Services

The Boundaries of Cross-Border Transactions Will Shift-AI and Remittances

14 Jul 2024

Let’s talk about AI and remittances. Despite the enormous size and tremendous importance of the money transfer industry, little is heard about how AI is used or is proposed to be used. There are the usual mentions of Generative AI and some references about future developments. One reason for the paucity in news could simply be that many firms pref...

Asia Financial Services

Macro Uncertainties, Technology and Community Banks-A possible path ahead.

08 Jul 2024

I had an hour-long conversation with my peers at the World Finance Council panel discussion in Singapore recently. While we were talking about ESG and fintech, it is becoming increasingly clear that we need to consider a whole-of-ecosystem approach rather than fitting issues within silos. The key challenge in all this is uncertainty. Global supply...

Asia Financial Services

Bringing Change To Rural and Community Banks-Time for Core Banking to be Open

02 Jun 2024

The future of core banking in rural/community banks Rural, thrift and community banks are where large numbers of people and small businesses find access to lending and possible wealth creation. As the Open Banking discussion grows, this segment is important for meaningful financial inclusion in many markets. With it's large population and geopoli...

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Kaustuv is Commenting on

The damaging impact of poor quality data in the financial services sector

  I did mispell your name, which may have been due to some auto-spellcheck at work. Please accept my apology for the same. Your writing is relevant, timely and deserves a lot of attention. 

08 Jun 2024 Reply Read article

The damaging impact of poor quality data in the financial services sector

  Hi Barry, you do indeed bring up some very pertinent issues. Quality of data remains the key item to be addressed even as everyone is diving into AI. It deserves far more attention than it gets today.

08 Jun 2024 Reply Read article

Open Banking In The Global South

  Thanks. I am not able to see your linked post, perhaps it might help to re-share privately and have a separate conversation about your own experiences on Open Banking and how you see it evolve. Thank you. 

25 Mar 2024 Reply Read article

Open Banking In The Global South

  Furthermore, I would like to enquire more. If EU has not progressed further despite PSD2 and PSD3, why is that so? If there are 6000 apps Open Banking apps in the US, then that means it is a runaway success. But beyond Plaid, what does that actually mean? Is this consumer-led banking? If not, it is not open banking in the way we think it should be. But perhaps they have defined it for their own purposes. So is it new wine in new bottles or old wine in new bottles? On the other hand, in our markets, data ownership and customer engagement will be a more complex, negotiated process with an eye on differentiation and portfolio growth from new segments. The definition of Open Banking will change.  

25 Mar 2024 Reply Read article