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Alex Kreger

The Rise of Super Apps in Banking: Integrating Financial and Lifestyle Services

The concept of super apps has revolutionized the way users interact with digital services, integrating various functionalities into a single, cohesive platform. Initially coined by Mike Lazaridis in 2...

22 Jul 2024
Innovation in Financial Services
Alex Kreger

Celebrating 8 Years as a Finextra Blogger: Thank You for This Journey of Insights and Innovations

As I mark my 8th anniversary as a blogger on Finextra, I am filled with immense gratitude and pride. It's been an incredible journey of sharing knowledge, sparking discussions, and exploring the dynam...

17 Jul 2024
Banking Strategy, Digital and Transformation
Alex Kreger

Banking Innovation Trap: How Banks Can Ruin UX by Implementing Emerging Tech

The modern banking executive faces a pervasive challenge: how to innovate effectively in a rapidly evolving digital landscape. They are increasingly drawn to the allure of cutting-edge technologies─fr...

08 Jul 2024
Innovation in Financial Services
Alex Kreger

The AI Wars: Will On-Device Apple AI Outpace Cloud-Based Banking AI?

Integrating AI into banking services will obviously revolutionize the user experience in financial services, offering real-time advice and 24/7 transaction monitoring. However, this shift not only enh...

25 Jun 2024
Artificial Intelligence and Financial Services
Alex Kreger

The Future of Every Bank Depends on Digital Excellence

Customers demand seamless, intuitive, and personalized banking experiences, with 72% emphasizing personalization as “highly important,” and 77% of banking leaders agreeing it boosts retention. Yet, fi...

17 Jun 2024
Digital Banking
Alex Kreger

Banking on Failure: How Outdated Back Office Banking is Bleeding Profits and Trust

In an increasingly competitive banking industry, the focus is often on improving front office solutions: desktop and mobile banking applications. However, a critical, yet frequently overlooked aspect ...

10 Jun 2024
Banking Strategy, Digital and Transformation
Alex Kreger

From Legacy to Leadership: How Financial Executives Can Transform in the Digital Age

Many products around us appear to be highly successful. However, sometimes this success is just an illusion. Iconic brands such as Kodak, Nokia, and Blockbuster serve as stark reminders that past succ...

03 Jun 2024
Digital Bank Transformation
Alex Kreger

Choose the Right Software Vendor for UX Excellence in Digital Banking

Software vendors are crucial. They provide digital solutions to help banks operate efficiently and meet customer expectations. However, while ready-to-use solutions offer speed and convenience, they o...

27 May 2024
Banking Strategy, Digital and Transformation
Alex Kreger

Empowering Digital Banking UX Using the Laws of Psychology

In today's competitive financial landscape, exceptional user experience (UX) is not just a differentiator—it's a must. Financial apps and services can either simplify our financial lives or add to our...

21 May 2024
Digital Banking
Alex Kreger

Is your digital banking service competitive on all 5 levels?

Distinguishing your financial services from competitors is not just an advantage—it's a necessity. Let's explore this concept deeply, showing how modern financial brands can create a significant edge ...

15 May 2024
Banking Strategy, Digital and Transformation
Alex Kreger

Design Thinking in Banking for the Customer Experience Innovations

Enter design thinking—an approach that goes beyond mere products to delve deeply into customer experience, transforming everyday banking into an intuitive, engaging, and satisfying journey. How can ba...

22 Apr 2024
Digital Banking Trends
Alex Kreger

Money is about emotions: Do not let financial services ruin lives

Most people can remember a situation in their lives in which they experienced a huge amount of stress when dealing with money. Whether it was a bad encounter with online banking, a struggle when plann...

25 Mar 2024
Behavioral Economics in Banking

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