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Since its launch more than 40 years ago, SWIFT’s international banking operations seminar (Sibos) has become renowned as the go-to gathering for anyone seeking to understand the latest developments in...
The pressures of time and cost are constant barriers to effective implementation. These pressures can be offset, for example, by spending more money to reduce testing time. Adding to this inherent tes...
Accurate testing of systems and data processing software is critical to business success. Whether it’s a major twice-yearly waterfall software release or this month’s agile update, bug-free systems ar...
The UK financial regulator recently released its ‘Sector Views’ report, which provides The Financial Conduct Authority’s opinion on how the sector is performing. This is their annual analysis of the w...
At the end of October, a Treasury Committee report in the UK said the frequency of online banking crashes and customer disruption had become unacceptable. Steve Baker, the Treasury Committee’s lead me...
The payments industry is seeing a massive global surge in the implementation or modernisation of Immediate Payment systems. These systems challenge the status quo, and when used effectively create rea...
Immediate Payments, Real-Time Payments, Faster Payments – wherever you are in the world you probably have a term for it, but whatever that is, Real-Time Payments (RTP) is probably spreading faster tha...
In May, Accenture released a new piece of analysis entitled ‘How Banks Can Thrive In An API Economy.’ The industry press has been awash with company announcements and predictions of greatness for thos...
The target for Open Banking access has fallen way short of legislators’ expectations, with over 40% of European banks still unable to provide adequate infrastructure and access. There is no doubt that...
I recently attended the QAFF event in London, and it was clear to see the increasing relevance that APIs play as part of the global march towards improved access. 2018 was dominated by headlines procl...
All banks find launching new products and making changes to their operating systems to be a painful process. As new technology is layered onto the old, the process of testing and launching is only goi...
Nobody should rejoice in the problems faced by TSB in its migration to the Sabadell system. TSB’s customer base has suffered, the bank’s reputation has been hammered and, inevitably, fraudsters have ...