The long read
Understanding consumer duty

Understanding consumer duty

Hamish Monk
23 Jul 2024

With the UK’s Consumer Duty standard due to come into force this month, it is time for a recap on it...

PSD3 use cases

PSD3 use cases

Hamish Monk
16 Jul 2024

In 2026 the existing second Payment Services Directive (PSD2) will formally be replaced by two new p...

How to use AI to provide personalised services

How to use AI to provide personalised services

Hamish Monk
09 Jul 2024

Today’s discourse on the nature, consequences and regulation of artificial intelligence (AI) can oft...

How to prevent a cyber-attack

How to prevent a cyber-attack

Hamish Monk
02 Jul 2024

In June, Russian ransomware-as-a-service gang, Qilin, stole data covering 300 million NHS patient ...

How to spot APP fraud

How to spot APP fraud

Hamish Monk
25 Jun 2024

According to Nick Green, director, Purple Patch Broking, “APP fraud is now the number one payments ...

How to verify a digital identity

How to verify a digital identity

Hamish Monk
18 Jun 2024

In May 2024, the European Union’s Digital Identity Regulation came into force – requiring member st...

How to realise the benefits of CBDCs

How to realise the benefits of CBDCs

Hamish Monk
11 Jun 2024

With a good amount of responses to Finextra’s introductory short read, ‘What is CBDC?’ we follow up ...

Hyper-personalisation - Are super-apps over?

Hyper-personalisation - Are super-apps over?

Hamish Monk
04 Jun 2024

Hyper-personalisation has become something of a buzzword in discussions of the Future of Digital Ban...

Is it a bird? Is it a plane? No, it’s super-app: How to use hyper-personalisation in your business

Is it a bird? Is it a plane? No, it’s super-app: How to use hyper-personalisation in your business

Hamish Monk
04 Jun 2024

The super-app is the final boss of hyper-personalisation; the assembled endgame of the personal fina...

Hyperbitcoinisation: Fantasy or reality?

Hyperbitcoinisation: Fantasy or reality?

Hamish Monk
28 May 2024

The first page of the cryptocurrency history book should open in the early 1970s, when the United St...

How to prepare for the EU AI Act

How to prepare for the EU AI Act

Hamish Monk
24 May 2024

The European Union’s AI Act has formally been signed by the presidents of its parliament and Counci...

How can financial institutions hit G20 targets for cross border payments?

How can financial institutions hit G20 targets for cross border payments?

Hamish Monk
23 May 2024

Finextra’s latest webinar, ‘Cross Border Payments: Hitting G20 targets for speed, cost, and transpa...