Research

What should European Banks prioritise in their payments modernisation journeys?

06 Nov 2023  |  522 downloads

Payments modernisation is no longer a luxury for financial institutions. Dramatic shifts in consumer appetite, complete overhauls of financial regulat...

How can the future state of information technology combat fraud and money laundering?

02 Nov 2023  |  388 downloads

Modernisation programmes, digital service proliferation, client demand and advancing technology are all shaping the evolution and the future of financ...

The Future of Digital Banking in North America 2024

23 Oct 2023  |  730 downloads

2023 was characterised by increasing amounts of uncertainty and a lack of clarity across the financial world. The collapse of banks, including Silicon...

The Future of the Global Financial Ecosystem 2024

07 Sep 2023  |  1037 downloads

A Sibos Special Edition. Our world has experienced several unexpected and unprecedented events over the last few years, which show no signs of slowin...

The Future of Fintech in Latin America 2023

09 Aug 2023  |  307 downloads

Many companies, countries and regions have forged ahead in leveraging data, cloud, blockchain and AI. One such region is Latin America, where accordin...

Entering New and Niche Markets with BaaS

16 Aug 2023  |  298 downloads

A Financial Cloud Series Report Banking-as-a-Service (BaaS) has emerged as a prominent and steady trend in the banking sector, significantly disrupti...

The Future of Fintech in the Middle East 2023

05 Aug 2023  |  444 downloads

Middle Eastern ambitions drive the Digital Gulf In 2020, a research paper was released titled 'Statistical models and stochastic optimisation in...

The Future of Fintech in Africa 2023

20 Jul 2023  |  570 downloads

Across fintech - digital banking, digital payments, personal finance, lending, and investment - data is central to the function of all these technolog...

Payments Modernisation: The Big Survey 2023

07 Jul 2023  |  1384 downloads

Embracing payments modernisation in a dynamic landscape. Building on the previous 2021 and 2022 industry surveys, the latest 2023 edition captures an...

The Future of Payments 2023

19 Jun 2023  |  1467 downloads

Gaining Ground on Global Interoperability. The European Central Bank defines interoperability as 'the set of arrangements/procedures that allows...

The Future of Digital Banking in Europe 2023

05 Jun 2023  |  1004 downloads

A Money20/20 Europe Special Edition Growth across the European fintech industry is fluctuating, and it is becoming increasingly evident that the reco...

Embracing Technology to shape the Future of Digital Banking

20 Apr 2023  |  602 downloads

There has been a tidal wave of transformation - the pace of it is accelerating, technology is proliferating, and customer behaviour and expectation ar...