28 Feb 2022 | 1283 downloads
Which European Stakeholders will Win or Lose?
Momentum towards embedded finance has been building slowly but surely over the past decade, as demand f...
31 Jan 2022 | 422 downloads
While the global pandemic may have been a shock to the system for incumbent financial institutions, it only served to reinforce the growing pressure t...
18 Jan 2022 | 1330 downloads
Since the European Payments Services Directive 2 was introduced in 2018, open banking has come to mean different things to different participants. Pro...
17 Jan 2022 | 376 downloads
Banks large and small, old and new, have come a long way in a short amount of time.
Prior to the pandemic there wasn't a bank or financial servic...
22 Dec 2021 | 1017 downloads
After the 2008 crisis, the financial services industry faced low interest rates, low credit growth, increased regulation, increased compliance require...
17 Dec 2021 | 1207 downloads
Responding to Innovation: Where will the impact be?
Payment innovation coupled with the pandemic's digitisation drive, is spurring card issuers t...
09 Dec 2021 | 788 downloads
Over fifty years ago, when the original payment pioneers built electronic funds transfer (EFT) platforms to enable card services, they had a single us...
12 Nov 2021 | 459 downloads
The advantages of biometric authentication in banking over less secure passwords are now well understood. Biometric measures such as fingerprints and...
05 Nov 2021 | 296 downloads
Poverty premium is a term that means so much more than being charged more for certain products and lack of credit history; it can also equate to digit...
28 Oct 2021 | 546 downloads
As new business models emerge with recurring revenue in the innovative payments sector, traditional banks are looking to utilise open banking and open...
22 Sep 2021 | 512 downloads
Most banks' digital transformation journeys are well underway, and the need to now deliver on their strategy milestones means that time is of the...
03 Sep 2021 | 280 downloads
Key concerns such as security and compliance are often cited as barriers to banks adopting managed services.
In fact, the managed model can deliver s...