Research

Payments Modernisation: The Big Survey 2024

13 Jun 2024  |  772 downloads

Welcome to the fourth edition of The Big Survey. Our annual report, surveying 350 senior bankers across the globe, offers a unique vantage point on t...

The Future of Digital Banking in Europe 2024

04 Jun 2024  |  880 downloads

A Money20/20 Special Edition. In 2023, fintech investment in the EMEA region dropped to $24.5 billion, down from $49.6 billion in 2022 – a...

Fraud and AML Case Management: How to Operate at the Speed of Risk

16 May 2024  |  376 downloads

The digital revolution has fuelled a surge in transactions, while economic turmoil, geopolitical tensions and shifting regulations have emboldened sop...

The Future of UK Fintech - 2015-2035

15 Apr 2024  |  636 downloads

An IFGS Special Edition UK Fintech Week 2024 With UK Fintech Week's flagship event - Innovate Finance Global Summit (IFGS) - returning for its 1...

Payment Fraud in 2024: Who is Liable?

08 Jul 2024  |  297 downloads

Fraud is a billion-dollar business in the Instant Payments era. Statistics show that ecommerce fraud is predicted to exceed $48 billion globally by th...

Definitive Differentiators - Forging a future-proof payments model

18 Mar 2024  |  588 downloads

Over the last few decades, banks have been forced to reconsider their business model for transaction services. During the era of low-interest rates, t...

APP Fraud Liability: A Guide for Banks

06 Mar 2024  |  555 downloads

Fraud is running rampant. The UK Government's 2023 'Fraud Strategy' report highlighted that fraud now accounts for over 40% of crime, yet...

Mastering DORA: A Strategic Guide to Operational Resilience

28 Feb 2024  |  574 downloads

In the rapidly evolving fintech world, robust, reliable, and resilient systems are more crucial than ever. The industry must grapple not just with the...

8 Steps to Efficient Transaction Fraud Monitoring

08 Feb 2024  |  529 downloads

In the wake of the widespread shift to digital banking and ecommerce, fraud teams have seen a sharp increase in card transaction fraud. Since 2014, ca...

AI and Cloud: The Proving Ground for Regulatory Resilience in 2024

22 Dec 2023  |  648 downloads

The current macroeconomic landscape is marked by exceptional volatility and uncertainty, posing challenges to traditional models in the financial serv...

Payments: The key to unlocking new ecosystems and why merchant services are on the up

06 Dec 2023  |  676 downloads

To say things have changed in payments, and, as a result, the merchants services space is to understate a dramatic and fast-moving digital and cultura...

UK Open Banking API Performance 2022-2023

07 Nov 2023  |  637 downloads

The UK continues to be at the forefront of the global Open Banking revolution thanks to the proactive attitude of regulators.  As the most a...